Health Fund
THE MAISHA HEALTH FUND
“CORPORATE COVER”
Maisha Health Fund is one of Zimbabwe’s leading and fastest growing medical health funders whose business model is based on principles of self-insurance. Maisha Health Fund offers a number of coverage and self-insurance fund options for corporates.
What is it?
Maisha Health Fund advises corporate clients to set up self-insurance funds to cater to their employees’ medical and dental expenses. The client, through a Board of Trustees, retains ownership of unclaimed contributions and investment income. It is a health fund product specifically designed for the employer who wants to take charge of funds set aside for its employees’ medical requirements.
How it Works
The Fund would be wholly owned by your organization. The employer makes monthly premium payments towards the Fund, with contributions comprising of employer and employee contributions in a ratio determined by the employer.
Part of the unused contribution is then invested in secure investment vehicles available on the market. The employer has active participation in the management of its contributions through a Board of Trustees to ensure the highest levels of transparency.
As part of the service, Maisha Health Fund will also produce a monthly report indicating the financial status of the Fund.
The Maisha Health Fund guarantee is payment in full to Service Providers within 20-30 working days of receipt of claims by the medical Service Provider.
What are the Fund Benefits?
- Product attributes are tailor-made to suit your requirements.
- There is no discrimination against chronic medical conditions on joining the Fund or during membership.
- Medical cover for those travelling out of the country can be arranged once Maisha Health Fund is advised of the impending trip.
- You are free to add dependents of your choice to the Fund.
- Unused contributions belong to the organization and are invested for growth. Depending on the claims ratio on the Fund, an annual bonus payment can be paid out from the accumulated Fund surpluses.
- The employer has full control of the Fund through its appointed Board of Trustees, which administers the Fund.
- Access to Maisha Health Fund extensive network of Service Providers who include general and specialist medical practitioners, ambulances, hospitals, X-rays, medical laboratories, opticians, dentists and pharmacies.
- Quick claims turnaround time.
To find out more about this service, contact our customer representative using our online chat service. Alternatively, feel free to call us on our 24hr hotline: 0778 775 200-203
Access Level
Monthly Contribution
Adult
Students 18-24 yrs
Children below 18yrs
Package
ZWL
ZWL
ZWL
2,892
2,310
Access to private ward in private hospital grade A to F
Vitality
1,734
2,301
Active
1,839
1,380
Access to 2 bedded ward in private hospitals grade A to F
Access to 2 bedded ward in private hospitals grade A to F
1,770
Classic Plus
1,419
1,062
1,344
Classic
1,074
807
Access to General ward in private hospitals grade A to F
Access to General ward in private hospitals grade A to F
957
Standard
411
Starter Plus
Consultation at GPs, Private laboratories& radiology centres
but specialists & hospitalization accessible in a government, mission hospitals
768
576
327
246
228
228
Exclusively for government, mission and council facilities
Starter
228
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